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It’s time to think about Christmas, Hanukkah, winter solstice and any other gift-giving holidays you celebrate in the coming months. Yes, we know it isn’t even Halloween, but it’s only 98 days until Dec. 25. While power shoppers may have finished their holiday shopping, most people haven’t thought about it, which makes this the [...]  As much as I hate to start thinking about holiday shopping before Halloween, it probably is time to talk about what might be the greatest gift you can give your friends and relatives this year: Freedom from the obligation to exchange gifts. You will not only save them (and yourself) money, you will save them [...] |
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