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The thrill of stacking coupons

Ordinarily, I’m not an enthusiastic user of coupons. Lots of them are for packaged foods I don’t use, I’m feeding only myself, and I often can save by buying the store brand.

But, in the name of research, I decided to try clipping coupons. I followed some of the techniques recommended by serious couponers, such as stockpiling coupons until items went on sale.

Finally, I got my first big score: two pints of Starbucks ice cream, normally $3.91 each, for $1.91 total. I was able to do this because Publix accepts two coupons on buy-one-get-one items. And I had two $1-off coupons. According to Web coupon mavens, Winn-Dixie also accepts two coupons on BOGO items.

Don’t ignore the coupons hanging on the aisles or stuck on products. I once found $1-off coupons on packages of frozen foods that were already two-for-one.

If you want to get really serious about matching coupons and sales (called “stacking” in couponer lingo), you can subscribe to a website such as South Florida’s Prudent Patron (prudentpatron.com ) or Saving Moms Money (savingmoney.com). For $5 per store, you can subscribe to the Grocery Game (thegrocerygame.com), which provides additional analysis and information.

Last week, I got my second big “coupon stacking” score: two half-gallons of Smart Balance milk, normally $3.59 each, for $1.59 total. The milk was BOGO and I had two $1-off coupons.

I don’t know if I’m saving quantities of money by stacking coupons, but occasionally I get a big thrill.

If you have favorite money-saving strategies, e-mail me at teresa@floridaonthecheap.com, and I’ll share them in a subsequent column.

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Online coupons for local attractions

We have learned to look for coupons when we do online shopping. But we often don’t think of looking for online coupons when we visit local attractions. We should. The weak economy means many of our local attractions are offering frequent discounts, deals and coupons, most on their websites.

Here are some current deals:

• Get a Summer Savings Pass for $54.95 and get unlimited visits to Miami Seaquarium, Miami MetroZoo (now Zoo Miami) and Lion Country Safari through Sept. 30, plus one visit to Wannado City. If you already have an annual pass to one of the attractions, you can get the Summer Savings Pass for $29.95. www.Summersavingspass.com

• Moms Miami has a Summer Fun Pass that gives mom free admission to a host of South Florida attractions and plays with two other paying guests. The deal is good through Aug. 31. www.momsmiami.com .

• Jungle Island in Miami has a Power of 10 deal that expires day: $10 off plus a free annual pass for the rest of 2010 with each paid admission. www.jungleisland.com .

• The Miami Seaquarium is running an “Everyone’s a Kid” deal that provides for $10 off adult admission through Sept. 30. www.miamiseaquarium.com .

• Lion Country Safari near West Palm Beach has a coupon for $8 off each person in the vehicle good through July 21. There are also coupons at Publix for $6 off. www.lioncountrysafari.com .

• Flamingo Gardens in Davie has a coupon for $2 off adult admission and $1 off children’s admission, with no expiration date listed. www.flamingogardens.org .

• Butterfly World in Coconut Creek has a coupon for $3 off, good through Aug. 2. www.butterflyworld.com.

• Fairchild Tropical Garden has a coupon for $2 off admission on its website. The coupon is good through July 31. www.fairchildgarden.org.

Most of the deals can’t be combined, so if there are two deals for the place you want to visit, you’ll have to pick the one that’s best for your group.

When these deals expire, check for new ones. Fall is the slow season for many local attractions.

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Make your cats happy with a homemade 'catio'

The New York Times recently ran a story on “cat-ios” — screened enclosures that give cats a taste of the outdoors while still keeping them confined. The ideal “cat-io,” of course, is a large screened porch or pool enclosure, and if you have one, I’m jealous. So are my cats.

Unfortunately, the cost of building one from scratch is prohibitive, and if your cats are like mine, they won’t do a lick of work to help pay for it. But if you have a fenced yard, you can turn your entire backyard into a “cat-io” with less than $100 worth of materials and a few hours of labor.

The basic theory is that you put fencing made of flimsy material atop a regular chain-link or wood fence to keep your cats inside and other cats outside. Because the top fencing material is too flimsy for cats to get a grip on and vault themselves over, they can’t get out of the yard.

The first time we fenced in the yard for our cats, we spent $400-plus on a kit that included fencing material, poles and special gate kits. The second time, we got smart and found instructions online (www.feralcat.com/fence.html) for building the same type of fencing on the cheap.

We took the list of materials to our local hardware store and ended up ordering deer fencing, garden poles, wire and plastic fasteners for less than $100. Two men attached it to our existing chain-link fence in a couple of hours. If I had it to do over again, I would replace the plastic garden poles, which bent over time, with something more rigid.

Trees and dense foliage can provide some challenges, but creativity with chicken wire and deer fencing may overcome them. Be sure to reinforce the area under and around the gate.

All the latest literature says cats should be happy indoors, but mine are not. And if the cat’s not happy, ain’t nobody happy in my house.

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Free and cheap summer kids’ films

Luckily for us, most major theater chains offer free or reduced-price children’s film programs on weekday mornings during the summer. And most don’t require you to bring a child to be admitted, either.

Among the offerings this summer are Alvin and the Chipmunks Squeakquel, Charlotte’s Web, Pirates Who Don’t Do Anything, Hotel for Dogs, Shrek the Third, Kung Fu Panda and Cloudy With a Chance of Meatballs.

Most of the programs start the week of June 14 and last eight to 10 weeks.

Three chains are offering free movies in Miami-Dade and/or Broward:

Cobb Theatres offer free movies for kids at 10 a.m. Tuesdays, Wednesdays and Thursdays. To find the schedule, choose a theater at www.cobbtheatres.com , scroll to the bottom of the page and click on “Free Summer Kids’ Shows.”

Muvico’s Free Family Film Festival is at 10 a.m. Tuesdays and Wednesdays from June 15 through Aug. 3; www.muvico.com .

Regal is showing movies at 10 a.m. Tuesdays and Wednesdays during the Free Family Film Festival, which start June 15; www.regmovies.com .

AMC doesn’t have free films, but its Summer Movie Camp offers family movies for $1 at 10 a.m. Tuesdays, June 15 through Aug. 10; www.amcentertainment.com.

Most of the free city film programs have concluded, but Grapeland Water Park Miami offers $5 “dive-in” movies once a month. The next one is June 19; 305-960-2950.

Public libraries also show free films from time to time, so check the schedule at your local branch.

If you’d rather watch kids’ movies at home, you can do that for free as well. Just check out your favorites from the public library. You can make your own popcorn for pennies.

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Gourmet foods at bargain stores

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Free summer fun for kids: books

When I was a kid, I never could get enough books. We didn’t have many at home, but my father took all the kids old enough to read to the library every Saturday. Each of us could check out 10 books, and mine didn’t always last the week. I, of course, grew up to be the aunt who gave all the nieces and nephews books as gifts.

If you want to keep the children in your life reading this summer, you have plenty of help. The Miami-Dade and Broward public library systems plan a full summer of programs, both beginning June 12.

In Miami-Dade, children and teens can participate in activities such as pirate stories, henna body art and filmmaking and win prizes such as an iPod Nano or a netbook computer. Full information at www.mdpls.org or you can call 305-375-book.

Information on the Broward summer reading program is at www.broward.org/library, 954-357-7504.

Nova Southeastern University’s Alvin Sherman Library in Fort Lauderdale also has summer reading programs for children, teens and adults. You can find details at www.nova.edu/library/summer/.

Bookstores are another source of summer reading fun. At Camp Books & Books (no bug spray needed, the store notes), free book-related activities will be offered at 11 a.m. Saturdays in Coral Gables and 11:30 a.m. Tuesdays at the Bal Harbour Shops store. Books & Books also offers story time and crafts throughout the year for those too little to read: 1 p.m. Wednesdays and 10 a.m. Saturdays in English and 11 a.m. Saturdays in Spanish in Coral Gables; 12:30 p.m. Sundays in Bal Harbour. Find details at www.booksandbooks.com.

Borders and Waldenbooks are offering a free book to children 12 and younger who read 10 books this summer. Barnes & Noble has a similar program for children in grades 1 through 6: Any child who reads eight books and fills out the Passport to Summer Reading can get one book free. Ask for details at your nearest store.

If summer travel isn’t in the budget, books can take the youngsters in your life around the world — even backward and forward in time — for little or nothing.

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Buy hurricane food you'll really eat

With so many people in South Florida struggling to make ends meet, the last thing you want to do is waste money on food you’ll never eat if we don’t have a major storm — and maybe even if we do.

When you do your pre-hurricane shopping, keep in mind the types of food your family will eat. If you don’t like canned tuna, you may not be willing to eat it just because the power is out.

Consider shifting your summer shopping strategy to keep potential storms in mind:

• Keep on hand a good stock of nonperishable food you normally eat: granola bars, cereal, peanut butter, nuts, individually packaged fruits, crackers, etc. Don’t just set them aside. Eat from your stash and keep replenishing, buying a little more than you would normally.

• Buy food that can be kept for a number of days without refrigeration, such as apples, salsa, carrots, oranges, mangoes and hard cheese. Again, eat that food as you go but keep your stash replenished.

• Don’t stock up on meat, milk, yogurt, frozen foods and other items that spoil quickly once the power is out. Buy just as much as you need until the next time you visit the supermarket. Yes, you may miss a few good deals, but paying a few extra dollars for meat when it’s not on sale is preferable to having to discard $20 worth if the power goes out and your stash spoils. Summer is a good time to “eat down your freezer.”

• Consider things you normally don’t eat or don’t buy but like. For example, I rarely buy peanut butter, but I like it well enough. If I buy a jar and don’t ever open it, I can donate it at the end of storm season. Or make peanut butter fudge. You might put in this category single-serving packages or cans of fruit, jarred pasta sauce or pesto, instant soups, dried fruit, packaged rice mixes (some of these are precooked), canned tuna or chicken and canned vegetables or fruit.

• Buy some treats for yourself. This one is tough, because if I buy chocolate, it will never last until the next storm. Normally, I deal with that issue by not buying it. But when you hit Day 7 of no air conditioning, no TV and no Internet, you are going to need chocolate.

• Watch for sales on individual bottles of water, juice boxes and other drinks. If you don’t use them during hurricane season, start using them afterward.

Don’t forget about utensils. We thought we were prepared for a power failure after Hurricane Wilma because we had a gas stove and could easily make coffee with a Melita filter — except the coffee needed to be ground. We used a mortar and pestle, but after that we made sure to buy a bag of ground coffee if a storm was approaching and then used it, storm or not. Instant coffee and tea bags are also useful.

If you have a gas stove, be sure you have matches to light it. Other useful utensils are a manual can opener, a corkscrew, a bottle opener and paper and plastic disposable plates, bowls and utensils. Save up the plastic utensils you get with takeout but don’t use. If you don’t have a gas stove, consider a grill, especially if it’s something you’d use anyway.

Emergency management officials advise having enough nonperishable foods to feed your family for at least three days. Focus especially on nourishing foods. You’ll need sustenance to clean up the yard.

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Find deals on concert tickets

I still remember my first concert: A friend and I went to see the Carpenters perform in 1970. We weren’t yet old enough to drive, so we had to take our mothers.

I saw a few free concerts in my youth: Harry Chapin, James Taylor. And a few I paid for: Bob Dylan, Joan Baez. As the price of concerts rose, I decided they were too expensive and quit going.

Sometimes, though, it’s worth splurging on experiences, such as last weekend’s concert by Carole King and James Taylor, two favorite singer-songwriters of my era. It’s amazing how, nearly 40 years after I first listened to their music, I still remember all the words.

It was worth it to pay full price, but there are ways to cut the cost of concerts:

  • LiveNation, the concert promoter, has a deal through June 30 that eliminates service fees on concerts at amphitheaters.
  • As a concert approaches and tickets remain unsold, promoters often offer discount packages. One of the most popular is a four-pack: four tickets for a set price. Look for deals at websites such as ticketmaster.com and livenation.com.
  • Before you buy any ticket, search online for a promo code. You may get lucky.
  • Subscribe to e-mail lists, “like” artists and ticket sellers on Facebook and follow them on Twitter to be the first to hear about deals.

When you count up the memorable moments of your life, you don’t usually remember the shoes you bought or the TV you owned. What you remember are the experiences — the concerts, plays, picnics and trips. So when you’re thinking about splurging, ask yourself: Will I still be talking about this 40 years from now?

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Advice to new college grads

If you’re a 2010 college graduate, we’re sure you have received all kinds of uplifting and inspiring advice. We’re going to give you some mundane, down-to-earth advice: Start managing your money right now.

We agree with everyone who has advised you to get a job, buy health insurance, avoid credit card debt, draw up a budget, live within your means and set up a regular savings plan. But here are some tips that may not seem to have anything to do with money yet will have a major impact on your financial life:

• Learn to cook. Not only will you save considerable money by eating at home, you’ll also be healthier. If you can read you can learn to cook well enough to sustain yourself.

• If you marry or enter into a domestic partnership, choose a partner who shares your financial values. Attitudes toward money are key to the success or failure of a relationship. Tying your financial life to the wrong person can be costly in more ways than one.

• Stay in touch with your friends. In the professional world, we call this networking, and it is one of the most important career skills you will ever learn. Thirty years from now, you may get a job through your college roommate’s son’s father-in-law. This was true before Facebook, and it’s even more true now.

• Eat right and exercise. Being overweight or smoking will cost you not only in longevity but in money. Start the habit of fitness now, and you’ll thank yourself in 30 years. (Yes, I regret I didn’t do this.)

• Splurge on experiences, not things. This is not the time to buy designer furniture or a BMW. Monthly payments, whether for cars, mortgages or credit cards, tie you down.

You’ll never be this free again. Take every opportunity to travel and try new experiences. Those are the stories you’ll tell your college grad someday, long after you’ve forgotten the leather couch.

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